Hi every body i need advice to rebuild my credit score and what to do with the charge off accounts.I have two charge off accounts dating back from 2010 ..i dont think that i will be able to pay them any time soon.I got a job now and i make $400 a month and i get $285 after the taxes and other deductions i cant even save 20 dollars a week.I get letters from debt collectors often.I have appilied for fingerhut credit recently and i was given a credit of $230 and also i was denied by credit one
