02-01-2013 08:05 PM
Basically there is no way to remove those, no safe way anyhow. Just remember, they only affect your scores for one year, although they stay on for 2 years. Most lenders only look at the one year period anyway.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO