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My EX score was just pulled for my new apartment and was EX 640, My TU is 626, and my EQ was 595, but EQ was the only one still reporting a judgment. It was removed today, and My score only went up 5 points very confusing but at least it went up.
The weird thing is, myfico sim has my scores being almost the same (660-700 EQ, and 666-706 TU) after my util updates from 96% to 6%. I guess EQ counts util heavier than TU, but either way that is one headache that is GONE.
Im now CA and PR free!!!!
Wow! Only 5 points?
It's wonderful that it's off your reports, but I'm surprised the impact wasn't greater. Rebucketing, maybe?
@gamegrrl wrote:Wow! Only 5 points?
It's wonderful that it's off your reports, but I'm surprised the impact wasn't greater. Rebucketing, maybe?
I know! I thought I was rebucketed from TU when my score went from 644 to 626, but that was due to my credit cards at 96% util. myfico sim has my score 666-706 with my util where it was before, meaning my score wouldve increased around 20 points or so. I went from 595 to 600.... Didnt make sense to me. My EX with 96% util is 640, TU 626 and EQ 600????
On a side note, myfico sim has my EQ score ranging from 660-700 when my util drops (which it will be reporting less than 6% in 2 weeks) so maybe they weigh util heavier than the others. As long as Im making progress ill take it I guess just thought it was funny
Well, you're definitely on the right path! Congratulations!