removing collections

mpswirl · ‎10-18-2012

I checked my credit report and there's 3 medical collections on there that are all paid and marked paid but im sure those are holding my score from going up, can i get them removed and if so how?.....any help is appriciated thank you

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club

Shogun · ‎04-15-2011

You could try sending a GW to them.

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

sphinx313 · ‎02-12-2011

GW would probably be the only way since your "leverage" is gone because they are paid. There is also some talk of the HIPPA process but I have not personally used/read up on it. I have one medical collection for $49 and can't for the life of me reach the source.

Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700

Take the FICO Fitness Challenge

LIGHTNIN · ‎03-24-2008

IME with medical CA's, I was able to remove mine by a simple phone call and the others by sending GW letters.

FICO's Oct 2012 TU731 EQ744Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?

MikeC80 · ‎09-28-2012

Can you list who the collection companies are?

Let them eat cake.

Rebuilding Your Credit

removing collections

Re: removing collections

Re: removing collections

Re: removing collections

Re: removing collections