removing hit from Verizon Wireless ETF that went into collections
Anyone ever have any luck with getting Verizon to remove a trade line? I disconnected from Verizon about 3 years ago and received an ETF. I setup a payment plan with VZW to pay on teh balance but for whatever reason, the payments never came through. Me, being irresponsible, let it go until one day collections called me. I settled for 55% of the balance if I remember correctly. I moved to ATT and now back to Verizon so I thought I'd call and try to get it removed. I explained to their collections department about the reason my account went into collections in hopes for a Goodwill but no go. The hit shows up on my MyFico TU report but does not have a "negative indicator" flag. Does this mean its not affecting my credit? If so, whats the point of it being on there?