repo of auto on credit

[Howsep2005]

I have a repo of an auto on my credit date opened was 7/1/2001 should I dispute because more than 7 years old?

[daisyduke]

Hi,

The date the account was opened has absolutely nothing to do with your DOFD - You need to find your date of first deliquency - that would be the date that you were late and never got current again. 

hope this helps.