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I have midland reporting on my credit report for a t-mobile account
here is the information as shown on my actual equifax report
date opened 5/25/2012
reported 8/22/2014
date of 1st major deliquency 7/12
date of first deliquency 3/08
balance is only $243
my question is DOFL is 3/2008 so it should fall off sometime next year. how ever what is thist first major deliquency stuff stating for 2012 nothing has been paid on this account at all so is it now going to be falling of in 2015 or 2019. Is there way of refreshing the account to keep it on longer? If so how do i handle fixing that?
Moved to Rebuilding forum