Reply
Valued Contributor
rootpooty
Posts: 1,711
Registered: ‎10-28-2011

reporting twice!

Can a debt be reported twice on reports? For example the state of Florida at one time was reporting a past due balance on my child support which is currently at zero. I moved to the state of Indiana and got everything transferred over here now today I get a letter in the mail stating that the state of Indiana will now begin the reporting of my child support. Can they do this even though Florida is reporting it?
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!
Mega Contributor
RobertEG
Posts: 17,456
Registered: ‎03-19-2007

Re: reporting twice!

[ Edited ]

Multiple reporting of derogatory information on the same debt is both proper and common.

OCs report derogs that occur under their account.  If referred or sold to a debt collector, the deb collector(s) can additionally report, even though their actions were based on the same debt.  If a judgment is later obtained, additional reporting of that fact can be added.  The commonality of the same debt does not prevent the reporting of multiple derogs that occur along the road to obtaining its payment.

 

Owing child support collectible in one state, with subsequent shifting of the obligation by moving to a new state, similarly results in two parties having authority to report your obligation on the debt.

 

Moderator
pizzadude
Posts: 8,631
Registered: ‎01-28-2010

Re: reporting twice!

 

 

FICO scoring does not include Child Support tradelines, so there should be no impact on your FICO score at all.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+