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reposession dofd

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Anonymous
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reposession dofd

i have a reposession from 2010 and im confused on what i should do if the 3 CRA are reporting different DOFD's.  EQ and EX are showing 11/2010 but TU is showing 4/2011. im not sure when i became delinquent but i do know it was in 2010.  should i dispute with transunion to verify DOFD or contact the OC for a DV. any advice is appreciated. thanks.

Message 1 of 3
2 REPLIES 2
RobertEG
Legendary Contributor

Re: reposession dofd

The DOFD only applies to the exclusion of a reported collection or a charge to profit and loss, or its equivalent.

What are the details of the repo?

When the vehicle was finally sold, did they take a loss, or did they ever report a charge-off?

Message 2 of 3
Anonymous
Not applicable

Re: reposession dofd

the status on my CR shows reposession. i called the OC (BECU) and they sold it to Sentry Collections.  I have not received any notice or call from Sentry and i have yet to contact them.

Message 3 of 3
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