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Should I expect a score bump for a public record falling off? Was just looking at my credit report and saw one will fall off in October of this year. The balance has been paid off for awhile now. Any info would be greatly appreciated
@rogersave wrote:Should I expect a score bump for a public record falling off? Was just looking at my credit report and saw one will fall off in October of this year. The balance has been paid off for awhile now. Any info would be greatly appreciated
You might see an increase, but it will depend on what else is showing on your credit reports. What ( if any ) are the other negatives ?
1 paid state tax lein and 3 chargeoffs from like 5 years ago, all paid and waiting to fall off. Perfect payment history since started rebuilding on all credit cards and car lease. Scores are all in 670s. In last year I have gotten chase freedom discover it and amex prg
It's just speculation on my part, but I think you might see a modest FICO score bump when it falls off, if this was your only public record
@pizzadude wrote:
It's just speculation on my part, but I think you might see a modest FICO score bump when it falls off, if this was your only public record
@I have two(2) Tax liens that are scheduled to fall off this month....I still have 5 there and these are old ones (2005 and 2006) Im hoping to get at least a 10 pt bump....but we will see........FICO is 654 right now, and intend on getting two secured CC in the next three months ....one 7500 @ one 2500
@teamgray wrote:
@pizzadude wrote:
It's just speculation on my part, but I think you might see a modest FICO score bump when it falls off, if this was your only public record
@I have two(2) Tax liens that are scheduled to fall off this month....I still have 5 there and these are old ones (2005 and 2006) Im hoping to get at least a 10 pt bump....but we will see........FICO is 654 right now, and intend on getting two secured CC in the next three months ....one 7500 @ one 2500
State tax liens can be renewed.
@DaBears wrote:
@teamgray wrote:
@pizzadude wrote:
It's just speculation on my part, but I think you might see a modest FICO score bump when it falls off, if this was your only public record
@I have two(2) Tax liens that are scheduled to fall off this month....I still have 5 there and these are old ones (2005 and 2006) Im hoping to get at least a 10 pt bump....but we will see........FICO is 654 right now, and intend on getting two secured CC in the next three months ....one 7500 @ one 2500
State tax liens can be renewed.
I paid them in fulll........so they aint coming back!!!!!lol