score went up 20 pts and going to 700 club :D

[TrishN]

still got 1 paid CO opend 2009 and 1 unpaid medical CA from over 6 year ago and will falling off in september.

my util increase from 6% to 24% and got score increase from 651 to 671. i love it

5 months rebuiding credit from 8 CA and 4 CO. now down to 1 CO and 1 CA

i got 5 CA accepted and deleted from my PFD ( 2 medical CA,1 LHR,INC,2 MCM

2 CA deleted by BBB( LVNV )

1 CA deleted by AG ( Pinnacle credit services)

1 CO deleted by GW( first saving bank ) 

1 CO fall off early and make my score jumt 20 pt( GECRB ) i guess i opened 4 GE cards and make payment on time for couple months,thats why they just deleted it 

i'll pay down to 6% util to see how much score i can get

ON THE WAY TO JOINT 700 CLUB

[guiness56]

Nice job.  Congrats!

[koky]

Congrats..

[750orbust]

Congrats!

I do have a question for you though.
You said you got one delete by the BBB? I've read several people's post about reporting to the BBB but I thought it was just to get these pesky CA's ratings lowered, I had no idea that they had any kind of leverage in actually getting baddies removed. Do you mind letting us know the details on how you did this and what was the dispute?

[TrishN]

i can not tell you to do or dispute back way on myfico,but i can only tell you LVNV they buy a debt and reporting like installment or factory company and that is not right for them to report that way.second they not likely to send a dunning letter out,LVNV do care about BBB rate. that all i can show you

[Epcot]

That's great, Congrats!

[koky]

Congrats... I know I will be joining the 700 club next month... Had some TL negatives turn into Positives and Another will be turned into Positive next week and Plus my CC reports 10 of next month so please Save me a seat cause I will be there before the middle of next month...

[GoBigRed]

I know this thread has been silent for a while, but, TrishN, how exactly did you have Pinnacle Credit Services removed via AG?