07-30-2012 06:20 AM
07-30-2012 07:06 AM
Datx did you send PFD FOR BALANCE or did you send for the settlement amount they sent you?
Actually they never sent a settlement letter. I noticed they are reporting on my brother's CRs (im helping him) and sent a DV letter to them. They replied with a nice stack of statements from the OC. Then I replied back to them and thanked them for the DV reply along with my PFD request. The amount I offered was a bit less than half the balance. That PDF request went unanswered for weeks. So I sent them another PFD request and upped the amount to just a bit over half of the balance at about 60% of the balance. Thats when they agreed.
07-30-2012 09:53 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.