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Anyone have any infor on the Shopping cart trick and its affect getting an auto loan? We are wanting to buy in December and dont want to hurt our chances of a decent interest rate by adding a cc. It would help our utilization since I never shop at any of the stores listed in the thread.
no they arent maxed and plan to pay them down before buying. what you said, was what I was thinking. We we were approved for a $250 vs card. just gonna let it sit for now. I got a pre-approval for first premier 36%-yikes! that one is getting shredded! bide our time!