should I bother?

[jcstarkey8826]

There are two accounts reporting on my equifax profile from Key Bank, apparently when they transfer the debt it stays in house and they report two accounts. I want to have one removed. Ive been successful in getting Key Bank to remove it from EX and TU, but they wont answer me regarding EQ, so I thought about going through EQ to dispute them as duplicates.

The account was opened in 2006, with DOLA 11/09. My AAOA is 4 years, would it be worth the drop in AAOA to get one of these removed? I have the documents ready to be faxed, just wasnt sure how hard I was being hit for this debt and if it was worth messing with. It is $0 balance btw.

[Booner72]

This is going to be up to you.  How much did it hurt your TU when it dropped the AAoA on that one?  Use that to make your decision.  And know that fighting EQ via disputes is difficult.

[LIGHTNIN]

When was this item, removed from EX and TU ?

Did your scores with EX and TU change, after the removal of this item?

Do you know when this item, will drop off your CR?

[jcstarkey8826]

both AAOA are the same right now, I have a utility company that only reported to EQ, so it wont be the same drop for EQ as it was for TU, and I dont know what my EX was, I just found out what it is through an apt. app. It falls off in 2016, DOLA 11/2009