Got some great news today! I was approved for forbearance on my govt consolidated loan that was close to default. They are going to back date it to my last payment so everything will be updated to current! I also was able to pay off one old collection account that will be deleted. That only leaves one unpaid collection left, and paying down my credit cards. Then I will start on my GW campaign. I'm not worried about scores right now, I know they'll rebound as I get my reports cleared up!
