Credit Card Center Advertiser Disclosure

New Contributor
Posts: 53
Registered: ‎02-23-2009
0 Kudos

special trick to experian?

I am on my forth validation letter to experian...i sent it cmrr and it comes back as undeliverable what am i doing wrong here im sending to po box 2002, allen tx 75013 any hints? from the conversations on this im pretty sure...they are on a credit attorneys payroll
Community Leader
Epic Contributor
Posts: 29,724
Registered: ‎03-19-2007
0 Kudos

Re: special trick to experian?

Please clarify.  You indicated that you asked for "validation" by way of letter to the CRA.  If what you sent was labeled as a DV letter, they probably trashed it.  The CRAs have NO part in the DV process.  That is done strictly between you and the CA.  You cannot DV an OC or a CRA.

Can you clairify what you sent? 





Regular Contributor
Posts: 174
Registered: ‎06-19-2009
0 Kudos

Re: special trick to experian?

Robert's note above is absolutely correct in that you should not be trying to validate a debt with a CRA.  The only thing you really do with the CRAs themselves is dispute information found in your report.  They will in turn ask the reporting organization to verify the debt. 


Regarding the address...  the one that is used in Experian's online dispute system is not what you mention.  They list:


PO Box 9701
Allen, TX 75013 


Hope that helps!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.