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Valued Member
Posts: 73
Registered: ‎03-15-2012
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states with less than 7 years of reporting history

I know NY reduces the time a CO or collection can stay on your account to 5 years if you pay it off. Do any other states have similar provisions?

Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
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Re: states with less than 7 years of reporting history


chryanna wrote:

I know NY reduces the time a CO or collection can stay on your account to 5 years if you pay it off. Do any other states have similar provisions?



Nope.   Sorry ~ just NY.  

 

However I believe that NC recently passed a "super SOL" which basically makes debt uncollectable after the SOL expires.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Moderator Emeritus
Posts: 17,409
Registered: ‎07-14-2009
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Re: states with less than 7 years of reporting history


pizzadude wrote:

Nope.   Sorry ~ just NY.  

 

However I believe that NC recently passed a "super SOL" which basically makes debt uncollectable after the SOL expires.


Here is a thread talking about the NC Super SOL.

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New Contributor
Posts: 140
Registered: ‎02-12-2012
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Re: states with less than 7 years of reporting history

I need to move out of Texas it seems Smiley Wink

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Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
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Re: states with less than 7 years of reporting history


freshstart2012 wrote:

I need to move out of Texas it seems Smiley Wink



Actually Texas is pretty good about DVs ~ there is a strict 30 day period that the CA has to repsond in, no other state has that.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

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