cancel
Showing results for 
Search instead for 
Did you mean: 

states with less than 7 years of reporting history

New Contributor

states with less than 7 years of reporting history

I know NY reduces the time a CO or collection can stay on your account to 5 years if you pay it off. Do any other states have similar provisions?

4 REPLIES
Super Contributor

Re: states with less than 7 years of reporting history


chryanna wrote:

I know NY reduces the time a CO or collection can stay on your account to 5 years if you pay it off. Do any other states have similar provisions?



Nope.   Sorry ~ just NY.  

 

However I believe that NC recently passed a "super SOL" which basically makes debt uncollectable after the SOL expires.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Moderator Emeritus

Re: states with less than 7 years of reporting history


pizzadude wrote:

Nope.   Sorry ~ just NY.  

 

However I believe that NC recently passed a "super SOL" which basically makes debt uncollectable after the SOL expires.


Here is a thread talking about the NC Super SOL.

Highlighted
New Contributor

Re: states with less than 7 years of reporting history

I need to move out of Texas it seems Smiley Wink

GOALS
GW Crescent bank to delete 3 30 day lates, GW Transouth Financial to delete 4 30 day lates, GW Sams club, GW Service Credit Union, GW Paramount Recovery, PFD LVNV Funding, PFD Applied Bank, PFD Capital One, PFD Asset Acceptance, PFD Capital One
Super Contributor

Re: states with less than 7 years of reporting history


freshstart2012 wrote:

I need to move out of Texas it seems Smiley Wink



Actually Texas is pretty good about DVs ~ there is a strict 30 day period that the CA has to repsond in, no other state has that.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX