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signguy17
Posts: 224
Registered: ‎02-10-2013

status updated...free EQ report?

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‎03-06-2013 03:20 PM

I sent a GW to EQ about my one 30 day late out of 22 months of on time payments.  Got their reply today.  Status: Updated.  Do I qualify for a free credit report from EQ?

Starting Score: 11/12 EQ 584
Current Score: 2/13 TU 624 3/13 EQ 646 EX FAKO 636NEW SCORE 4/15 EQ 651 TU 647 EX 649
NEW SCORE UPDATE: 5/16/13 EQ 674 TU 678 EX 661 (FAKO but who cares!)
Goal Score: ALL CRAs TO BE 750!!!

Take the myFICO Fitness Challenge
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Leadberry
Posts: 231
Registered: ‎01-31-2013

Re: status updated...free EQ report?

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‎03-06-2013 03:27 PM

signguy17 wrote:

I sent a GW to EQ about my one 30 day late out of 22 months of on time payments.  Got their reply today.  Status: Updated.  Do I qualify for a free credit report from EQ?

You sent a GW letter to EQ?  As in Equifax?  Or did you send one to a creditor?



Current FICO: EX 651 (Amex, 2/28/13), EQ 685 (myFICO 5/16/13), TU 685 (WM TU08, 5/13/13)
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Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: status updated...free EQ report?

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‎03-06-2013 03:27 PM

I don't think so... but I'm not totally sure...

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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signguy17
Posts: 224
Registered: ‎02-10-2013

Re: status updated...free EQ report?

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‎03-06-2013 03:33 PM

thru Equifax.  I sent off a bunch of GWs a while back and they are just now getting back with me.  Just thought I might get a free lookiloo at my CR...

Starting Score: 11/12 EQ 584
Current Score: 2/13 TU 624 3/13 EQ 646 EX FAKO 636NEW SCORE 4/15 EQ 651 TU 647 EX 649
NEW SCORE UPDATE: 5/16/13 EQ 674 TU 678 EX 661 (FAKO but who cares!)
Goal Score: ALL CRAs TO BE 750!!!

Take the myFICO Fitness Challenge
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DaBears
Posts: 1,699
Registered: ‎10-26-2012

Re: status updated...free EQ report?

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‎03-06-2013 03:37 PM

you can't send gw's to the CRA's. GW's are sent to the OC. CRA's can't remove lates only the OC can.

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guiness56
Posts: 13,517
Registered: ‎01-17-2008

Re: status updated...free EQ report?

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‎03-06-2013 03:39 PM

You should.  They may even send you one in the mail.   They always did me after a dispute and deletion.

 

But why did you send a GW to EQ?  They have no control over what a creditor puts on your CR.

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signguy17
Posts: 224
Registered: ‎02-10-2013

Re: status updated...free EQ report?

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‎03-06-2013 03:43 PM

it was when I first got started....I think I sent one to the janitor in the building they work out of...

Starting Score: 11/12 EQ 584
Current Score: 2/13 TU 624 3/13 EQ 646 EX FAKO 636NEW SCORE 4/15 EQ 651 TU 647 EX 649
NEW SCORE UPDATE: 5/16/13 EQ 674 TU 678 EX 661 (FAKO but who cares!)
Goal Score: ALL CRAs TO BE 750!!!

Take the myFICO Fitness Challenge
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guiness56
Posts: 13,517
Registered: ‎01-17-2008

Re: status updated...free EQ report?

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‎03-06-2013 03:46 PM

signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...

Lol!

Credit Scoring 101
Guide to Common Abbreviations
Other Frequently Requested Threads
Closing Credit Cards
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Leadberry
Posts: 231
Registered: ‎01-31-2013

Re: status updated...free EQ report?

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‎03-06-2013 03:54 PM

signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...



Current FICO: EX 651 (Amex, 2/28/13), EQ 685 (myFICO 5/16/13), TU 685 (WM TU08, 5/13/13)
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Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: status updated...free EQ report?

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‎03-06-2013 05:52 PM

Leadberry wrote:
signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...

Oh my,,now that was funny!!!!!

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
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