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Frequent Contributor
signguy17
Posts: 368
Registered: ‎02-10-2013
0

status updated...free EQ report?

I sent a GW to EQ about my one 30 day late out of 22 months of on time payments.  Got their reply today.  Status: Updated.  Do I qualify for a free credit report from EQ?


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Established Contributor
Leadberry
Posts: 612
Registered: ‎01-31-2013
0

Re: status updated...free EQ report?


signguy17 wrote:

I sent a GW to EQ about my one 30 day late out of 22 months of on time payments.  Got their reply today.  Status: Updated.  Do I qualify for a free credit report from EQ?


You sent a GW letter to EQ?  As in Equifax?  Or did you send one to a creditor?

   
   
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: status updated...free EQ report?

I don't think so... but I'm not totally sure...


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Frequent Contributor
signguy17
Posts: 368
Registered: ‎02-10-2013
0

Re: status updated...free EQ report?

thru Equifax.  I sent off a bunch of GWs a while back and they are just now getting back with me.  Just thought I might get a free lookiloo at my CR...


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Senior Contributor
DaBears
Posts: 3,930
Registered: ‎10-26-2012
0

Re: status updated...free EQ report?

you can't send gw's to the CRA's. GW's are sent to the OC. CRA's can't remove lates only the OC can.

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008
0

Re: status updated...free EQ report?

You should.  They may even send you one in the mail.   They always did me after a dispute and deletion.

 

But why did you send a GW to EQ?  They have no control over what a creditor puts on your CR.

Frequent Contributor
signguy17
Posts: 368
Registered: ‎02-10-2013
0

Re: status updated...free EQ report?

it was when I first got started....I think I sent one to the janitor in the building they work out of...


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008
0

Re: status updated...free EQ report?


signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...


Lol!

Established Contributor
Leadberry
Posts: 612
Registered: ‎01-31-2013
0

Re: status updated...free EQ report?


signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...


   
   
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: status updated...free EQ report?


Leadberry wrote:

signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...



Oh my,,now that was funny!!!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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