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status updated...free EQ report?

Frequent Contributor

status updated...free EQ report?

I sent a GW to EQ about my one 30 day late out of 22 months of on time payments.  Got their reply today.  Status: Updated.  Do I qualify for a free credit report from EQ?


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 1 of 11
10 REPLIES
Established Contributor

Re: status updated...free EQ report?


signguy17 wrote:

I sent a GW to EQ about my one 30 day late out of 22 months of on time payments.  Got their reply today.  Status: Updated.  Do I qualify for a free credit report from EQ?


You sent a GW letter to EQ?  As in Equifax?  Or did you send one to a creditor?

   
FICO Scores 800+
Message 2 of 11
Moderator Emeritus

Re: status updated...free EQ report?

I don't think so... but I'm not totally sure...

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 11
Frequent Contributor

Re: status updated...free EQ report?

thru Equifax.  I sent off a bunch of GWs a while back and they are just now getting back with me.  Just thought I might get a free lookiloo at my CR...


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 4 of 11
Senior Contributor

Re: status updated...free EQ report?

you can't send gw's to the CRA's. GW's are sent to the OC. CRA's can't remove lates only the OC can.

Message 5 of 11
Epic Contributor

Re: status updated...free EQ report?

You should.  They may even send you one in the mail.   They always did me after a dispute and deletion.

 

But why did you send a GW to EQ?  They have no control over what a creditor puts on your CR.

Message 6 of 11
Frequent Contributor

Re: status updated...free EQ report?

it was when I first got started....I think I sent one to the janitor in the building they work out of...


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 7 of 11
Epic Contributor

Re: status updated...free EQ report?


signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...


Lol!

Message 8 of 11
Established Contributor

Re: status updated...free EQ report?


signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...


   
FICO Scores 800+
Message 9 of 11
Moderator Emeritus

Re: status updated...free EQ report?


Leadberry wrote:

signguy17 wrote:

it was when I first got started....I think I sent one to the janitor in the building they work out of...



Oh my,,now that was funny!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 10 of 11