@stepstep wrote:
AMEX charge-off / write-off $361 balance $0 balance now reporting on all 3 reports
TU estimated drop 11-2014
5-15-14 Paid account in full $361.20
Bank of America $0
(6) 30 days late, (6) 90 days late, (2) 90 days late, (7) 120 days late, (1) 150 days late, (1) 180 days late
Closed line of credit that I worked with B of A to pay off directly in 2013
6-18-14 Sent goodwill letter for late payments
6-30-14 Letter returned to sender, not deliverable as addressed
Best Service Co collection agency $1487 balance $0 balance now reporting on a 3 reports
TU estimated drop 6-2015
5-20-14 Settled in full ($775 for $1487)
Chase Credit Card $0
(7) 30 days late, (6) 60 days late, (2) 90 days late, (5) 120 days late
Closed credit card that I worked with Chase to pay off directly in 2012
6-19-14 Sent goodwill letter for late payments
6-30-14 received letter from Chase saying my account was no longer in the system and they couldn't update remove lates, but if I fax them a form they will remove entire TL
7-1-14 faxed letter
Credit Collection $652
Unknown Specialty Risk Insurance
TU estimated drop 10-2015
5-20-14 Dispute TU as unknown/not mine
6-14-14 redisputed TU, did not hit submit last time
6-25-14 dispute came back as verified
6-26-14 called collection agency, was told debt was for progressive policy in 2008
7-2-14 called Progressive, information seems legit, I had policy at this time and can't find proof of any other insurance
Ford Motor Credit $0
(8) 30 days late, (3) 60 days late
Closed vehicle loan. I have had 3 loans with FMCC, 1 currently and I have no lates on that account. Would that help with GW late payments for this account?
HSBC Bank $0
(1) 30 days late, (1) 60 days late, (1) 90 days late, (2) 120 days late
Charge-off account sold to Midland (settled in full June 2014) Last payment was made around 4-2008. Would they remove early?
TU estimated drop 5-2015
I C Systems Collections $252 TL removed from report
Unknown medical bill
5-20-14 Dispute TU as unknown/not mine
LVNV Funding collection agency $721
Ford GEMB account, first payment missed 5-2008 (last payment made 4-2008) never made another payment. Original account no longer on credit report. Balance when account went delinquent was about $300.
TU estimated drop 3-2015
Midland Funding collection agency $2530 balance show $0 for all but TU
Collection account for HSBC
TU estimated drop 5-2015
6-4-14 Settled in full ($1000 for $2520)
7-3-14 Balance shows paid for all reports except TU
Rash Curtis collection agency $36
Medical bill from (2009?) that I believe I paid directly to the doctor's office, but is confusing because dates and account numbers don’t make sense
6-17-14 Dispute EX as paid in full
6-19-14 Dispute rejected
6-24-14 Called collection agency and received more information, bill is from june or july of 2008
Rash Curtis collection agency $452
Medical bills from 2013 I think. All bills from 2013 have been paid directly to the doctor's office
6-17-14 Dispute EX as paid in full
6-19-14 Dispute rejected
6-24-14 Called collection agency and received more information, bill is from june or july of 2008
