the scores we get from miFICO are TRUE Fico scores???

[pizzadude]

Perhaps not, but if you don't have any CCs now you could always get a secured card or two.   Keeping paying on time and working at the negatives on your report, and your FICO scores will eventually get there....

[Anonymous]

I just got one from my credit union it came in the mail a week ago. Do you think I should get another one and if so, do you know of any CC Co. that would let me get an unsecured one after one year.

[boonelb]

Myfico's are this morning - eq up from 642  now 650

                                                 TU up from 650 now 667 (was 599 on 1-27)

                                                  EX down from 662 now 660 (major report issues in my favor that I am getting removed so who knows what the score will be)  I just wish I had 5000.00 to get my credit cleared. 

these are the difference in the last week. 

[Anonymous]

CONGRATS!!!!!!!!!!!!!!!!!!!!!!!!!!!!