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Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

try to rebuild my credit.

Here I am.

Account in good standing

1:cap1 opened 07/2011 CL 750

2:merrick bank opened 07/2011 CL 750

3:Walmart credit card opened 11/2012 CL 600

4:TJ MAX opened 11/2012 CL 300

5:BOA secured credit card opened 11/2012  CL 10k

6:auto loan opened 11/2012 182000

Baddie:

EQ,EX,TU total 11

1:3collections hospital bill total 15 k will fall off in 2013

2:car towing collection 1k5 will fall off in 2013

3:GECRB CO will fall off on 03/2014

4:LVNV funding from GECRB will fall off on 03/2014(still working with BBB)

5:LVNV collection will fall off on 03/2014( complaint BBB they said they will remove it out when next reporting)

6:first saving credit card CO will fall off on 06/2015

7:LHR inc CA will fall off on 06/2015 sent offer 45% PFD

8:heartland bank CO(paid in full) bank over draft will fall off on 06/2016( reporting on EQ only, dispute until is gone)

9:smileytongue:innacle credit service(Verizon) sent PIF and PFD

* I hired credit repair to help and I working on it same time.because something they can do but I can't. And something I can do but they can't. Let see in 6 months how I can improve my credit,I'll let you guy know who is that credit repair after six month. I'll pm you guy my phone number if I see that credit repair help! If they can't do nothing I'll let you guy know who that is.

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Regular Contributor
Posts: 217
Registered: ‎09-25-2012
0

Re: try to rebuild my credit.


TrishN wrote:

Here I am.

Account in good standing

1:cap1 opened 07/2011 CL 750

2:merrick bank opened 07/2011 CL 750

3:Walmart credit card opened 11/2012 CL 600

4:TJ MAX opened 11/2012 CL 300

5:BOA secured credit card opened 11/2012  CL 10k

6:auto loan opened 11/2012 182000

Baddie:

EQ,EX,TU total 11

1:3collections hospital bill total 15 k will fall off in 2013

2:car towing collection 1k5 will fall off in 2013

3:GECRB CO will fall off on 03/2014

4:LVNV funding from GECRB will fall off on 03/2014(still working with BBB)

5:LVNV collection will fall off on 03/2014( complaint BBB they said they will remove it out when next reporting)

6:first saving credit card CO will fall off on 06/2015

7:LHR inc CA will fall off on 06/2015 sent offer 45% PFD

8:heartland bank CO(paid in full) bank over draft will fall off on 06/2016( reporting on EQ only, dispute until is gone)

9:smileytongue:innacle credit service(Verizon) sent PIF and PFD

* I hired credit repair to help and I working on it same time.because something they can do but I can't. And something I can do but they can't. Let see in 6 months how I can improve my credit,I'll let you guy know who is that credit repair after six month. I'll pm you guy my phone number if I see that credit repair help! If they can't do nothing I'll let you guy know who that is.


If that isn't a typo, then I'd like to be in your car lol. :smileytongue:

TU 746 (10/13)
GOAL: 750+






Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: try to rebuild my credit.

Opp 18.200 auto loan lol

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: try to rebuild my credit.

So far I check after 2 week EQ had 4 baddie left 3 CO 2 unpaid/transfer and 1 paid and 1 CO.

EX 10 left. TU 11 nothing change

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: try to rebuild my credit.

[ Edited ]

Here I am.
Account in good standing
1:cap1 opened 07/2011 CL 750
2:merrick bank opened 07/2011 CL 750
3:Walmart credit card opened 11/2012 CL 600
4:TJ MAX opened 11/2012 CL 300
5:BOA secured credit card opened 11/2012 CL 10k
6:auto loan opened 11/2012 18.200
Baddie:
EQ,EX,TU total 11
1:3collections hospital bill total 15 k will fall off in 2013
2:car towing collection 1k5 will fall off in 2013
3:GECRB CO will fall off on 03/2014
4:LVNV funding from GECRB will fall off on 03/2014(still working with BBB)
5:LVNV collection will fall off on 03/2014( complaint BBB they said they will remove it out when next reporting)LVNV deleted from EQ score up 1 pt lol
6:first saving credit card CO will fall off on 06/2015
7:LHR inc CA will fall off on 06/2015 sent offer 45% PFD
8:heartland bank CO(paid in full) bank over draft will fall off on 06/2016( reporting on EQ only, dispute until is gone)
9: Pinnacle credit service(Verizon) sent PIF and PFD
* I hired credit repair to help and I working on it same time.because something they can do but I can't. And something I can do but they can't. Let see in 6 months how I can improve my credit,I'll let you guy know who is that credit repair after six month. I'll pm you guy my phone number if I see that credit repair help! If they can't do nothing I'll let you guy know who that is.

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: try to rebuild my credit.

Here I am.
Account in good standing
1:cap1 opened 07/2011 CL 750
2:merrick bank opened 07/2011 CL 750
3:Walmart credit card opened 11/2012 CL 600
4:TJ MAX opened 11/2012 CL 300
5:BOA secured credit card opened 11/2012 CL 10k
6:auto loan opened 11/2012 18.200
Baddie:
EQ,EX,TU total 11
1:3collections hospital bill total 15 k will fall off in 2013
2:car towing collection 1k5 will fall off in 2013
3:GECRB CO will fall off on 03/2014
4:LVNV funding from GECRB will fall off on 03/2014(still working with BBB)
5:LVNV collection will fall off on 03/2014( complaint BBB they said they will remove it out when next reporting)LVNV deleted from EQ score up 1 pt lol deleted
6:first saving credit card CO will fall off on 06/2015
7:LHR inc CA will fall off on 06/2015 sent offer 45% PFD
8:heartland bank CO(paid in full) bank over draft will fall off on 06/2016( reporting on EQ only, dispute until is gone)
9: Pinnacle credit service(Verizon) sent PIF and PFD
* I hired credit repair to help and I working on it same time.because something they can do but I can't. And something I can do but they can't. Let see in 6 months how I can improve my credit,I'll let you guy know who is that credit repair after six month. I'll pm you guy my phone number if I see that credit repair help! If they can't do nothing I'll let you guy know who that is.

 

11/20/2012

EQ: 3CO 2 CO(1 removed)

TU:2CO 6CO(3 removed)

EX:2CO 7CO(2 removed)

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: try to rebuild my credit.

update:

7: LHR,INC accepted PFD.Now i'll wait for mail they send to my house.

9;Pinaccle credit service still reporting but transfer to another collection agency try to collect the debt. they not accept PFD

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
Established Contributor
Posts: 505
Registered: ‎11-05-2012
0

Re: try to rebuild my credit.

Here I am.
Account in good standing
1:cap1 opened 07/2011 CL 750
2:merrick bank opened 07/2011 CL 750
3:Walmart credit card opened 11/2012 CL 600
4:TJ MAX opened 11/2012 CL 300
5:BOA secured credit card opened 11/2012 CL 10k
6:auto loan opened 11/2012 18.200
Baddie:
EQ,EX,TU total 11
1:3collections hospital bill total 15 k will fall off in 2013
2:car towing collection 1k5 will fall off in 2013
3:GECRB CO will fall off on 03/2014
4:LVNV funding from GECRB will fall off on 03/2014(still working with BBB)
5:LVNV collection will fall off on 03/2014( complaint BBB they said they will remove it out when next reporting)LVNV deleted from EQ score up 1 pt lol deleted
6:first saving credit card CO will fall off on 06/2015
7:LHR inc CA will fall off on 06/2015 sent offer 45% PFD( accepted PFD)
8:heartland bank CO(paid in full) bank over draft will fall off on 06/2016( reporting on EQ only, dispute until is gone)
9: Pinnacle credit service(Verizon) sent PIF and PFD(not accepted PFD-just PAID IN FULL BY PHONE) try to get away from sueing still in SOL, SC state 10 years
* I hired credit repair to help and I working on it same time.because something they can do but I can't. And something I can do but they can't. Let see in 6 months how I can improve my credit,I'll let you guy know who is that credit repair after six month. I'll pm you guy my phone number if I see that credit repair help! If they can't do nothing I'll let you guy know who that is.

11/20/2012
EQ: 3CO 2 CO(1 removed)
TU:2CO 6CO(3 removed)
EX:2CO 7CO(2 removed)

10/2012 Started with 588 EQ Fico score and 20+ CA and CO
1750$ total CL
10/2013 in 700 Club
Personal :Total CL 196K
Business : Total CL 200K
Business LOC : 1M
Garden From 10/13/2013
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