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trying to rebuild

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Anonymous
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trying to rebuild

Okay here is the problem I recently got a divorce last year and I need to refinance my mortgage. I also have a second mortgage which I have been paying 1 thousand a month and owe 9 grand on it both loans are co signed by my ex. I have a score of 550 and need a 640 to refinance is there anything I can do to speed up this process
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FrugalRican
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Re: trying to rebuild

You really need to post a bit more information than just this.

 

Like:

What credit cards do you have?
What are their credit limits? Their balances?

What negatives do you have on your report? How old are they?

Where did you pull your credit score from?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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