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I have received a medical collection notice today, ( I am aware I owe a copay amount to my dr.and just haven't had means to pay it) however, with having received the letter, the ca claims that i have 40 days which started on 12/13? I don't recall getting a letter from them previously,
it was a rather nasty letter that starts off with header 7 years is how long bad credit can effect you and goes on to say my dr. name and amount.
question is, i figured out the 40 day period would include my next payday.
should i just go to the dr. office and pay the bill
or should i just pay it to this company.
I read the medical section of the forum, but since the collection isn't on my credit report yet, i'm thinking i can just pay the dr office??
also , if the dr. office does take my payment, would i have to notify the collection agency or would i send a dv to them after its paid?
advice is appreciated.I had 2 family tragedies this year, my mind got overwhelmed, i was unable to focus organize or pay my bills and as a result to my mental absence,
my credit bombed the past six months, from almost 680 down to rock bottem charge offs .
the last thing i need is a medical collection so i want to take care of it right away. thank you in advance.