My husband has added me to one of his credit cards as a joint account holder. He has had the card for about 5 years and all payments have been on time. Can you tell me how much of a boost I should get in my credit score? He has verified with the cc company that they do report every month and all the history will be added to my credit. The card is currently at about 50% of its limit however we plan to pay that down in the next two weeks. The company says it will be about 30 days before it hits my credit.
Thanks!
Jay