Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 465
Registered: ‎02-25-2013
0

Re: what card with Tu score of 652?

No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.
Community Leader
Senior Contributor
Posts: 27,609
Registered: ‎02-07-2013
0

Re: what card with Tu score of 652?


koky wrote:
No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.

While I think you should garden for another 1-2 months and then give it a shot you do have something in your favor Walmart/GE pulls TU and that will certainly look good having no INQ's  a PLUSSmiley Wink

Good Luck should you pull the trigger

+ Chase ink =




Member
Posts: 7
Registered: ‎06-14-2013
0

Re: what card with Tu score of 652?

 
Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: what card with Tu score of 652?


koky wrote:
No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.

Walmart is really weird on approvals.  I have seen some with scores in the 700s get denied and those with lower scores approved.

 

It really depends on your overall credit profile.  Anything negative recently?

Contributor
Posts: 135
Registered: ‎05-25-2013
0

Re: what card with Tu score of 652?

Walmart is weird, I got approved for a Walmart Discover with a $600 CL, I then called in and they bumped me to $3k. 




Starting Score: 693
Current Score: 701EQ MyFico 725TU(NFCU pulled)
Goal Score: 720


Take the myFICO Fitness Challenge


Joined the Garden Club 6/1/13
Frequent Contributor
Posts: 465
Registered: ‎02-25-2013
0

Re: what card with Tu score of 652?

I haven't had a late payment since. June of last year.... I don't want to apply and get denied.. Am in a process of getting a Condo so I don't want that many inquiries on my report...
Highlighted
Moderator
Posts: 13,897
Registered: ‎04-15-2011
0

Re: what card with Tu score of 652?


koky wrote:
I haven't had a late payment since. June of last year.... I don't want to apply and get denied.. Am in a process of getting a Condo so I don't want that many inquiries on my report...

General rule of thumb when apping for a mortgage.  No new accounts within 6 months of of apping for a mortgage.  I would just garden what you have and then app for it after your mortgage.  YMMV

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.