07-16-2013 07:47 PM
yes apply for Walmart
07-16-2013 07:50 PM
walmart store card and the amazon store card
07-17-2013 06:16 AM
I'd say it depends on what else is on your report, but based solely on your score and what mine was at approval, you have a decent shot at it.
07-17-2013 07:59 AM
Hey Folks so with a TU score of 652 will I qualify for a Walmart Credit Card??? Please Help
To best help you we would need to know more about your credit profile
Baddies,INQ's,AAoA, current cards. While your scores are within reach scores are not always the only element of an approval.
07-17-2013 08:15 AM
I had one CO, one judgement, and 1 baddie (paid collection) and still got instant approval from Wal Mart!
07-18-2013 05:36 PM
I got a pre-qualified mailer from Wal-Mart and I'm at a 635. I was approved for $600.
My TU had 3 public records, 1 unpaid c/o from 2006 and 2 collection accounts at the time they did the soft pull. When I applied though, I had 3 PR's, the unpaid c/o and 1 unpaid collection.
I think as long as the negs are old, you'll be okay.
07-19-2013 05:23 PM
Actually I have a Paid Charged Off and I haven't been late since on a payment since June of last year...
How many INQ;s in the last year?
GE is a great company and a walmart card will grow rather quickly but they can be starnge at times with approvals.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO