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what card with Tu score of 652?

Frequent Contributor

what card with Tu score of 652?

Hey Folks so with a TU score of 652 will I qualify for a Walmart Credit Card??? Please Help
Message 1 of 17
16 REPLIES
Valued Contributor

Re: what card with Tu score of 652?

yes apply for Walmart

"I am become death, the destroyer of worlds"
Message 2 of 17
Regular Contributor

Re: what card with Tu score of 652?

walmart store card and the amazon store card



Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+ Smiley Happy


Take the myFICO Fitness Challenge
Message 3 of 17
Regular Contributor

Re: what card with Tu score of 652?

I'd say it depends on what else is on your report, but based solely on your score and what mine was at approval, you have a decent shot at it.

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Message 4 of 17
Super Contributor

Re: what card with Tu score of 652?


koky wrote:
Hey Folks so with a TU score of 652 will I qualify for a Walmart Credit Card??? Please Help

To best help you we would need to know more about your credit profile

Baddies,INQ's,AAoA, current cards. While your scores are within reach scores are not always the only element of an approval.

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 17
Senior Contributor

Re: what card with Tu score of 652?

Message 6 of 17
Valued Contributor

Re: what card with Tu score of 652?

I had one CO, one judgement, and 1 baddie (paid collection) and still got instant approval from Wal Mart!

"I am become death, the destroyer of worlds"
Message 7 of 17
Valued Contributor

Re: what card with Tu score of 652?

I got a pre-qualified mailer from Wal-Mart and I'm at a 635. I was approved for $600.

 

My TU had 3 public records, 1 unpaid c/o from 2006 and 2 collection accounts at the time they did the soft pull. When I applied though, I had 3 PR's, the unpaid c/o and 1 unpaid collection.

 

I think as long as the negs are old, you'll be okay.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 8 of 17
Frequent Contributor

Re: what card with Tu score of 652?

Actually I have a Paid Charged Off and I haven't been late since on a payment since June of last year...
Message 9 of 17
Super Contributor

Re: what card with Tu score of 652?


koky wrote:
Actually I have a Paid Charged Off and I haven't been late since on a payment since June of last year...

How many INQ;s in the last year? 

GE is a great company and a walmart card will grow rather quickly but they can be starnge at times with approvals.

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 17