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Frequent Contributor
koky
Posts: 462
Registered: ‎02-25-2013
0

what card with Tu score of 652?

Hey Folks so with a TU score of 652 will I qualify for a Walmart Credit Card??? Please Help
Established Contributor
tonyjones
Posts: 528
Registered: ‎04-22-2013
0

Re: what card with Tu score of 652?

yes apply for Walmart


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Regular Contributor
hopingsoon
Posts: 231
Registered: ‎03-09-2013
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Re: what card with Tu score of 652?

walmart store card and the amazon store card



Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+ :smileyhappy:


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Regular Contributor
txmomma26
Posts: 246
Registered: ‎02-27-2013
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Re: what card with Tu score of 652?

I'd say it depends on what else is on your report, but based solely on your score and what mine was at approval, you have a decent shot at it.

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: what card with Tu score of 652?


koky wrote:
Hey Folks so with a TU score of 652 will I qualify for a Walmart Credit Card??? Please Help

To best help you we would need to know more about your credit profile

Baddies,INQ's,AAoA, current cards. While your scores are within reach scores are not always the only element of an approval.

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13


Senior Contributor
DaBears
Posts: 3,930
Registered: ‎10-26-2012
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Re: what card with Tu score of 652?

Established Contributor
tonyjones
Posts: 528
Registered: ‎04-22-2013
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Re: what card with Tu score of 652?

I had one CO, one judgement, and 1 baddie (paid collection) and still got instant approval from Wal Mart!


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Valued Contributor
injustifiiable
Posts: 1,867
Registered: ‎03-30-2012
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Re: what card with Tu score of 652?

I got a pre-qualified mailer from Wal-Mart and I'm at a 635. I was approved for $600.

 

My TU had 3 public records, 1 unpaid c/o from 2006 and 2 collection accounts at the time they did the soft pull. When I applied though, I had 3 PR's, the unpaid c/o and 1 unpaid collection.

 

I think as long as the negs are old, you'll be okay.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Frequent Contributor
koky
Posts: 462
Registered: ‎02-25-2013
0

Re: what card with Tu score of 652?

Actually I have a Paid Charged Off and I haven't been late since on a payment since June of last year...
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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: what card with Tu score of 652?


koky wrote:
Actually I have a Paid Charged Off and I haven't been late since on a payment since June of last year...

How many INQ;s in the last year? 

GE is a great company and a walmart card will grow rather quickly but they can be starnge at times with approvals.

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/13



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