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Frequent Contributor
koky
Posts: 462
Registered: ‎02-25-2013

Re: what card with Tu score of 652?

No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.
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myjourney
Posts: 23,618
Registered: ‎02-07-2013

Re: what card with Tu score of 652?


koky wrote:
No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.

While I think you should garden for another 1-2 months and then give it a shot you do have something in your favor Walmart/GE pulls TU and that will certainly look good having no INQ's  a PLUS:smileywink:

Good Luck should you pull the trigger

"Intelligence plus character--that is the goal of true education"
I will be gardening until a better offer/bonus comes along
Last escape 06/06/13 Bronze 7/6/2013 Silver 9/6/2013 Gold 12/6/2013 Palladium 3/6/14 made it
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bd2255
Posts: 7
Registered: ‎06-14-2013

Re: what card with Tu score of 652?

 
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guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: what card with Tu score of 652?


koky wrote:
No inquiries on my TU and EQ report, but I have 8 inquiries on my EX report... I plan on fighting at least 4 of them... I tried disputing it, but they said it can't be disputed... Hopefully next year comes ASAP.

Walmart is really weird on approvals.  I have seen some with scores in the 700s get denied and those with lower scores approved.

 

It really depends on your overall credit profile.  Anything negative recently?

Contributor
kilj0y
Posts: 135
Registered: ‎05-25-2013

Re: what card with Tu score of 652?

Walmart is weird, I got approved for a Walmart Discover with a $600 CL, I then called in and they bumped me to $3k. 




Starting Score: 693
Current Score: 701EQ MyFico 725TU(NFCU pulled)
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Frequent Contributor
koky
Posts: 462
Registered: ‎02-25-2013

Re: what card with Tu score of 652?

I haven't had a late payment since. June of last year.... I don't want to apply and get denied.. Am in a process of getting a Condo so I don't want that many inquiries on my report...
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Shogun
Posts: 11,026
Registered: ‎04-15-2011

Re: what card with Tu score of 652?


koky wrote:
I haven't had a late payment since. June of last year.... I don't want to apply and get denied.. Am in a process of getting a Condo so I don't want that many inquiries on my report...

General rule of thumb when apping for a mortgage.  No new accounts within 6 months of of apping for a mortgage.  I would just garden what you have and then app for it after your mortgage.  YMMV


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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