No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:medical last BUT in my experience; they will almost always delete with payment ( PFD ) if you ask them. So you will more than likely get a goodm score boost from doing medical first.
SOL will be state to state. Google SOL and the differant types of SOL where you live ( verbal, written, auto etc etc )
Only call the creditors if you are willing to make a payment.
Don't get the OP's hopes up.
If you have several collections reporting, having a few deleted is likely to get very little to no score increase.
You will see a significant score increase when your very last baddie is gone.
Donny as i appreciate you looking out for the OP but I disagree with that whole last statment. The 2 times I had to rebuild; i did medical collections fist and left CO and higher dollar ammount collections for later. After getting 4-5 medical deleted; i saw a boost between 35-40 points just this last go around all while having credit card charge offs ( later deleted ) and defaulted auto loan. HOWEVER, I will give you this; as i paid almost all mine off so fast; im not 100% sure what helped the most , but what i can say is that medical always deleted first ( couple weeks ) before anything else was deleted even when i paid them the same day and my score JUMPED... again IMO.
with Love... Mac