what do i do next?

[Jj1219]

Since starting this journey in January i have gotten my score from 452 to 575 via ScoreWatch.

i have no credit cards or any other revolving debt.  how do i begin building my credit more than this?  i cant seem to get approved for anything.

report is as follows... any help would be appreciated!

student loan payed as agreed $19,000

11 student loans payed off as agreed

 1 account verizon 120 days past due from 2007

[DaBears]

Try a local credit union for a secured card. You need a revolving card in the mix. installment loans have very little affect on fico scoring. Can someone add you as a AU?

[qd]

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@Jj1219 wrote:

Since starting this journey in January i have gotten my score from 452 to 575 via ScoreWatch.

i have no credit cards or any other revolving debt.  how do i begin building my credit more than this?  i cant seem to get approved for anything.

report is as follows... any help would be appreciated!

student loan payed as agreed $19,000

11 student loans payed off as agreed

 1 account verizon 120 days past due from 2007

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What have you applied for and been denied?  How long ago were these applications made?