what is my best option remove tradeline or lates

[lswcredit]

 Hello

I wanted to know what is my best option have this tradeline removed or getting lates deleted. The account is closed of course and I have to First Premier one opened in 2005 and the other in 2007. I also have a capital one that will be a year old in May so I dont want to hurt my AAoA but what do you think the best approach is for this Aspire account. thanks in advance for any responses. the aspire account was opened in 2006

Credit Card      Aspire     

Status as of Date opened [2006] Date of last activity [?] Largest past balance [?] Account Type [?] Account holder [?] Scheduled Payment Amount [?] Industry

Dec, 2012

Jul, 2006

Aug, 2011

$775

Revolving

Individual

$17

National Credit Card Cos.

Descriptions [?]

• Account closed at consumer's request
• Credit Card

No contact information provided by Equifax

Balance [?] Current Status [?]

$182	Pays account as agreed

Seven year payment history [?] 30 days late 60 days late 90+ days late

5 times (Sep 2011, Apr 2011)

2 times (Oct 2011)

6 times (Dec 2011, Nov 2011)

Recent payment history [?]             12                      1                      2                      3                      4                      5                      6                      7                      8                      9                      10                      11                      12                      1                      2                      3                      4                      5                      6                      7                      8                      9                      10                      11                        2010                          2011                          2012           

Legend:	Currently paid as agreed
	30 days late	60 days late	90 days late
	120 days late

Worst Delinquency [?]

120+ days past due

The Worst Delinquency reports the worst missed payment status that has       been documented on this account.  Your FICO® score evaluates how recently       that missed payment occurred and in general, the more recent, the more impact       it has on your score.  However, the fact that it occurred is still predictive       of future payment risk and could be considered by your FICO® score.

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This is the number of times late payments were reported on this account over the past 7 years.
30 days late: the number of times this account was reported to be 30 days late
60 days late: the number of times this account was reported to be 60 days late
90+ days late: the number of times this account was reported to be 90 days late (or more)

This is the month and year when the account was opened.

[lae_lae]

Who is reporting the Aspire account?  If it is Jefferson Capital, read traveler2005 post at http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-Fought-Jefferson-Capital-Systems-and-I-WON/...

[lae_lae]

I had the same success with my Tribute Card.  Even though Jefferson Capital said my Tribute Card didn't fall under the ruling, as a goodwill gesture they deleted the tradeline anyways.