07-12-2013 11:02 PM
Anyone know what this is? I have another prm inquiry that I was able to google and get an answer but I'm stuck on this one.
07-13-2013 05:22 AM
I'm pretty sure the PRM stands for promotional, meaning one of those pre-approved credit offers. Don't know who Mason is, but it must be a soft pull and it's not a credit agency trying to track you down. You can opt-out of those in
07-13-2013 05:40 AM
Thanks for the response. I know I can opt out. I actually just opted in lol. I've had bad credit for a long time. Now that I'm turning things around I figure that having preapprovals and offers coming in will pad my credit ego. I saw the PRMs in my soft pulls and I was just curious who the companies were, that's all. Thanks again
07-13-2013 10:19 AM
I've had good luck with a company called Gettington. They sent me a catalog last fall, and I ordered a couple of Christmas presents from them. They started me off with a $400 credit limit, and in March they raised me to $1000 without me even asking. Did wonders for my utilization #s.