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what is prm-mason credit inquiry

Regular Contributor

what is prm-mason credit inquiry

Anyone know what this is? I have another prm inquiry that I was able to google and get an answer but I'm stuck on this one.



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Frequent Contributor

Re: what is prm-mason credit inquiry

I'm pretty sure the PRM stands for promotional, meaning one of those pre-approved credit offers.  Don't know who Mason is, but it must be a soft pull and it's not a credit agency trying to track you down.  You can opt-out of those in


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Frequent Contributor

Re: what is prm-mason credit inquiry

Check out "MASONEASYPAY"  dot com.


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Regular Contributor

Re: what is prm-mason credit inquiry

Thanks for the response. I know I can opt out. I actually just opted in lol. I've had bad credit for a long time.  Now that I'm turning things around I figure that having preapprovals and offers coming in will pad my credit ego. I saw the PRMs in my soft pulls and I was just curious who the companies were, that's all. Thanks again Smiley Happy



Starting Score: FAKOs EQ 537 TU 497 EX 517
Current Score 7/11/13: FICOs EQ 650 TU 659 EX 655
Goal Score: 675 Who am I kidding? Goal Score: 750+ Smiley Happy


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Frequent Contributor

Re: what is prm-mason credit inquiry

I've had good luck with a company called Gettington.  They sent me a catalog last fall, and I ordered a couple of Christmas presents from them.  They started me off with a $400 credit limit, and in March they raised me to $1000 without me even asking.  Did wonders for my utilization #s.


Starting Score: 597
Current Score: TU 720 EQ 648
Goal Score: 750


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