i was a authrized user not a joint account on citi cc. i sent a letter to the 3 cra asking them to remove that was a month ago. should i wait to send it again?? or are they wating to hear from citi?
They have 30-45 days from the time they get the dispute to resolve it.
I'd make sure the card holder contacts Citi and removes you as an AU, then I'd dispute again, either online or CM so you know when the disputes were received.