Rebuilding Your Credit

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Established Member
britishexpat
Posts: 28
Registered: ‎05-08-2012

which Credit Union

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‎09-19-2012 03:39 AM

being new to this country and being self employed in louisiana are there any credit unions that I can join online to apply for a personal loan with?

 

everyone is ranting on about CU's being understanding and all that but the ones I keep looking at online all require you to either be in the military or a family member or working for one of the group members etc?

 

Started Credit ladder April 2012.
First Year on ladder Scores: April 2013
Walmart TU FICO 654
Equifax FICO 617
Experian FICO 639
Transunion FICO 654

Started with very low limits at 300 each.
one year in limits and some nice New Cards in wallet:
Amex Green Open Limit
Amex Gold Rewards Open Limit
Amex Dillards 1k
Chase Slate 3.5k
Lowes 1.5k
Amazon 1.5k
Walmart 1k
TexacoChevron 1k
Furniture Row 1.7k
Cap 1 newcomers 750
Cap 1 Secured 450 (kept for AAoA)
Banana Republic 800
Chase Freedom 500
14.5k in first year, plus 3.5k Cap 1 Business (18k)

current UT @ 30% will all be clear this month so expecting scores to rise to 700's.

not bad for first years credit.
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Frequent Contributor
ficojoe
Posts: 266
Registered: ‎07-21-2012

Re: which Credit Union

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‎09-19-2012 10:24 AM

britishexpat wrote:

being new to this country and being self employed in louisiana are there any credit unions that I can join online to apply for a personal loan with?

 

everyone is ranting on about CU's being understanding and all that but the ones I keep looking at online all require you to either be in the military or a family member or working for one of the group members etc?

 

Try DCU or Grow Financial, or look into something local.

 

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