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hello. i was wondering if the "last payment" received on a credit report is the date i actually payed the charge off or the last good term payment i made, so long ago i'm not sure when i payed. trying to figure out when it would fall off, thank you
CO comes off 7 years after DOFD that led to the charge off. So whenever the 1st 30 day late is that led to the account never becoming current again, that will be your DOFD