01-21-2010 11:57 AM
First was Chase, GW'ed an old CO that was PIF
Letter came today from Verizon Wireless, GW'ed an old CO that was PIF
2 for 2 so far, JUST ONE MORE TO GO (SST ughhhh)
01-21-2010 12:17 PM
I'll just post it here for other who may need the help.
What kind of info are you looking for?
01-21-2010 12:25 PM
I sent it here through regular mail.
VerizonNational Recovery Dept
I followed all the std GW protocol as explained on the forum.
Keep after it, persistence is key. Don't allow yourself to get discouraged.
01-21-2010 01:31 PM
I have a Chase CO account. How did you get GW from them? I sent them a GW letter, but received a response back saying they can not remove negative information.
Was your account already paid? Could you let me know the address you sent your letter too? Also.... if possible a copy of the letter. I won't use it, just to get an idea of what to say.
01-21-2010 01:42 PM
My Chase acct was already PIF shortly after it went into collections.
I sent 2 GW's because I have 2 addresses for Chase
Bank One Card Services
800 Brooksedge Blvd
Westerville, OH 43081
PO Box 15298
Wilmington, DE 19850
The response I got back from Chase was from the second address above, but that may not have been the address that took care of the deletion. So if I were you I'd use both.
I won't post a copy of the letter here but I followed the advice on this forum and wrote them a letter describing my situation. Don't copy the letters here verbatim, tell them your story and humbly ask for help. It works. After you write your letter and before you send it, post some of it here for critique. I'd be happy to help.
Lastly, be persistant. Send a letter every week. You ever see Shawshank Redemption? "If I send them a letter a week, they can't ignore me forever". That's the truth. Sooner or later your letter will fall into the hands of someone willing and able to help. Don't get discouraged.
01-22-2010 07:34 AM
Nope, send them regular mail with a regular stamp.
Don't forget to post your letter up here, minus personal info, for critique. We're happy to help!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.