wwyd...medical bill

[Anonymous]

Hello All

My husband just noticed a medical collection on his CR. The bill is from a January 2009 hospital visit. Its $466. The CA offered a 50% settlement. This is the only collection and negative mark on his CR. I have some negatives but they fall off next year. I have no collections. We jusy closed on our house 2 months ago.
Should we pay or ride it out until it falls off? any CA ever sue for such a relatively small amount?

[Anonymous]

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@Anonymous wrote:
Hello All

My husband just noticed a medical collection on his CR. The bill is from a January 2009 hospital visit. Its $466. The CA offered a 50% settlement. This is the only collection and negative mark on his CR. I have some negatives but they fall off next year. I have no collections. We jusy closed on our house 2 months ago.
Should we pay or ride it out until it falls off? any CA ever sue for such a relatively small amount?

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Yes, I was sued last year for just over $500. But this one is pretty old and they are already willing to settle for half. You got your mortgage in your pocket already, so I would just ride it out at this point.

[Anonymous]

Sued for $500...wow!!###!!

My husband was just admitted for a week in the hospital in April and now we are scrambling to pay $3500 in medical bills plus a new mortgage. Money is tight now.

[Anonymous]

Its over 6 years old - likely past SOL in most states, thats probably why they want to deal.

[gdale6]

You can ride it out if you want or offer a PFD settlement for less than full balance if its past SOL. It would be considered a written contract for SOL purposes