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Amex gold card and 1.99% APR for car loan..

Established Contributor

Amex gold card and 1.99% APR for car loan..

went on a date with a guy and he paid the bill with Amex gold card i believe.. I am not quite sure since I am not a member of amex family.. I know for sure its amex, and looks yellow/gold.. Does this card require good credit to obtain?

 

never applied for a lone.. 1.99% apr is a wonderful rate?

 the person is 31 currently..

 

 

side note....

actually.. it doesn't seem hes interesting in me much.. i am only posting and asking because i am kinda depressed now after the date.. so figure i'd find something to distract myself..

 

 


In sequence of approval, Last app/inquiry 5/30/2015
Message 1 of 9
8 REPLIES
Regular Contributor

Re: Amex gold card and 1.99% APR for car loan..


Christina_xyt wrote:

went on a date with a guy and he paid the bill with Amex gold card i believe.. I am not quite sure since I am not a member of amex family.. I know for sure its amex, and looks yellow/gold.. Does this card require good credit to obtain?

 

never applied for a lone.. 1.99% apr is a wonderful rate?

 the person is 31 currently..

 

 

side note....

actually.. it doesn't seem hes interesting in me much.. i am only posting and asking because i am kinda depressed now after the date.. so figure i'd find something to distract myself..

 

 


Based on your sig, you have a Fidelity Amex...  Hopefully you find someone with an AMEX platinum next time...i kid.. Smiley Happy

Experian: 729 Equifax: 740 Transunion: 732
Capital One Mastercard: $0.4K, Capital One Quicksilver: $5K, Chase Southwest Premier: $7.5K, Amex Blue Cash Everyday: $24.9K, Discover It: $9.4K, Chase Sapphire Preferred: $16.9K, Citi Hilton HHonors Reserve: $7.7K, Arrival+ BarclayCard MC WE: $7.5K
Message 2 of 9
Frequent Contributor

Re: Amex gold card and 1.99% APR for car loan..


Christina_xyt wrote:

went on a date with a guy and he paid the bill with Amex gold card i believe.. I am not quite sure since I am not a member of amex family.. I know for sure its amex, and looks yellow/gold.. Does this card require good credit to obtain?

 

never applied for a lone.. 1.99% apr is a wonderful rate?

 the person is 31 currently..

 

 

side note....

actually.. it doesn't seem hes interesting in me much.. i am only posting and asking because i am kinda depressed now after the date.. so figure i'd find something to distract myself..

 

 


Dont worry I can take you out next time.  We can go watch planet of the apes and eat a nice luxurious meal after.

Message 3 of 9
Established Contributor

Re: Amex gold card and 1.99% APR for car loan..

Any amex requires good credit but I believe their revolving credit cards are harder to obtain (amex blue, amex everyday,etc.) The charge cards (green,gold,platinum) are easier to obtain but to answer your question, yes he does have good credit. 1.99% is also a wonderful auto loan rate indeed

Amex PRG: NPSL | Amex Blue Cash Everyday: $15,300 | Navy FCU Cash Rewards: $19,500 | Chase Marriott Rewards: $7,500
Chase Freedom: $5000 | Discover It: $5000 | Barclays Extra Points: $5000
23 year old building credit since age 17. FICO: 783
NPSL
Message 4 of 9
Valued Member

Re: Amex gold card and 1.99% APR for car loan..

yes  he has good credit the gold cards are issued to people with good credit. That was a charge card  and you pay your balance in full on the due date i know this since i have  one and i guard my credit religiously.

drash
Message 5 of 9
Valued Member

Re: Amex gold card and 1.99% APR for car loan..


MT936 wrote:

Any amex requires good credit but I believe their revolving credit cards are harder to obtain (amex blue, amex everyday,etc.) The charge cards (green,gold,platinum) are easier to obtain but to answer your question, yes he does have good credit. 1.99% is also a wonderful auto loan rate indeed


ffffffffffffff

 

 

 

for a 21 year old to have good credit like that is remarkable n top of that a student am  impressed!

drash
Message 6 of 9
Established Contributor

Re: Amex gold card and 1.99% APR for car loan..

thanks drash 

Amex PRG: NPSL | Amex Blue Cash Everyday: $15,300 | Navy FCU Cash Rewards: $19,500 | Chase Marriott Rewards: $7,500
Chase Freedom: $5000 | Discover It: $5000 | Barclays Extra Points: $5000
23 year old building credit since age 17. FICO: 783
NPSL
Message 7 of 9
Established Contributor

Re: Amex gold card and 1.99% APR for car loan..


JoshNurse wrote:

Christina_xyt wrote:

went on a date with a guy and he paid the bill with Amex gold card i believe.. I am not quite sure since I am not a member of amex family.. I know for sure its amex, and looks yellow/gold.. Does this card require good credit to obtain?

 

never applied for a lone.. 1.99% apr is a wonderful rate?

 the person is 31 currently..

 

 

side note....

actually.. it doesn't seem hes interesting in me much.. i am only posting and asking because i am kinda depressed now after the date.. so figure i'd find something to distract myself..

 

 


Dont worry I can take you out next time.  We can go watch planet of the apes and eat a nice luxurious meal after.


lol.. sounds like a plan..


In sequence of approval, Last app/inquiry 5/30/2015
Message 8 of 9
Super Contributor

Re: Amex gold card and 1.99% APR for car loan..


Drash wrote:

MT936 wrote:

Any amex requires good credit but I believe their revolving credit cards are harder to obtain (amex blue, amex everyday,etc.) The charge cards (green,gold,platinum) are easier to obtain but to answer your question, yes he does have good credit. 1.99% is also a wonderful auto loan rate indeed


ffffffffffffff

 

 

 

for a 21 year old to have good credit like that is remarkable n top of that a student am  impressed!


They stated 31. Not 21 lol


Message 9 of 9