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Regular Contributor
honeybunnygal
Posts: 162
Registered: ‎03-30-2008
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Re: Boyfriend wants to sign up for utility - gets hit with security fees


drkaje wrote:

 

You can request the thread be deleted.

 

We won't tell, for a small fee payable in beer. :smileyhappy:


Hmmmm...how much beer can I buy & comfortably PIF before my next statement...hmmmmmm.

Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791
Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Boyfriend wants to sign up for utility - gets hit with security fees

A simple 6 pack of Shiner Bock will shut me up and get a non-disclosure statement signed. :smileyhappy:


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Regular Contributor
honeybunnygal
Posts: 162
Registered: ‎03-30-2008
0

Re: Boyfriend wants to sign up for utility - gets hit with security fees


drkaje wrote:

A simple 6 pack of Shiner Bock will shut me up and get a non-disclosure statement signed. :smileyhappy:


Words every lawyer would love to hear.

Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791
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Valued Contributor
HoldingOntoHope
Posts: 1,057
Registered: ‎09-29-2009
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Re: Boyfriend wants to sign up for utility - gets hit with security fees

[ Edited ]

If he  had any question about 'WHY WOULD YOU POST THAT??" I would simply reply that first the forums are anonymous and even though we may reveal some personal information no one from here is going to track him down and laugh at his situation and secondly I know that when I was running on my own ideas without advice my credit was not in good shape and I made poor decisions. Since reading and participating in these forums I have amended my ways and made progress. Like you I was able to become a homeowner in 2011 and I give a huge amount of credit to following advice from these forums for both repair and strengthening my credit files.

 

Edit to add: And I fully agree with your decision to let him do it for himself and not accept personal responsibility by putting the utilities in your name.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
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Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
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Re: Boyfriend wants to sign up for utility - gets hit with security fees

@ HOH,

 

Only right response!? Just be glad it didn't read "Just broke up with BF due to raggedy credit!". :smileyhappy:


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: Boyfriend wants to sign up for utility - gets hit with security fees

Or that it didn't read "He didn't pay utility bills, how do I PFD this?"

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Regular Contributor
honeybunnygal
Posts: 162
Registered: ‎03-30-2008
0

Re: Boyfriend wants to sign up for utility - gets hit with security fees


FrugalRican wrote:

Or that it didn't read "He didn't pay utility bills, how do I PFD this?"



^^This would be worse. I wouldn't use a credit score as an overall barometer of a relationship...but mama didn't raise no fool, either. 

Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791
Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Boyfriend wants to sign up for utility - gets hit with security fees


FrugalRican wrote:

Or that it didn't read "He didn't pay utility bills, how do I PFD this?"


Wouldn't be the first post of its kind. :smileyhappy:


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007
0

Re: Boyfriend wants to sign up for utility - gets hit with security fees

Stand by your man, but stand by your credit first.

 

Dont be no fool, he will survive

Senior Contributor
drkaje
Posts: 3,491
Registered: ‎07-25-2008
0

Re: Boyfriend wants to sign up for utility - gets hit with security fees


oracles wrote:

Stand by your man, but stand by your credit first.

 

Dont be no fool, he will survive


You can always find another man. It takes 7 years for a late payment to fall off, LOL!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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