cancel
Showing results for 
Search instead for 
Did you mean: 

Boyfriend wants to sign up for utility - gets hit with security fees

tag
honeybunnygal
Regular Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees


drkaje wrote:

 

You can request the thread be deleted.

 

We won't tell, for a small fee payable in beer. Smiley Happy


Hmmmm...how much beer can I buy & comfortably PIF before my next statement...hmmmmmm.

Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791
Message 21 of 70
drkaje
Senior Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees

A simple 6 pack of Shiner Bock will shut me up and get a non-disclosure statement signed. Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 22 of 70
honeybunnygal
Regular Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees


@drkaje wrote:

A simple 6 pack of Shiner Bock will shut me up and get a non-disclosure statement signed. Smiley Happy


Words every lawyer would love to hear.

Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791
Message 23 of 70
HoldingOntoHope
Valued Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees

If he  had any question about 'WHY WOULD YOU POST THAT??" I would simply reply that first the forums are anonymous and even though we may reveal some personal information no one from here is going to track him down and laugh at his situation and secondly I know that when I was running on my own ideas without advice my credit was not in good shape and I made poor decisions. Since reading and participating in these forums I have amended my ways and made progress. Like you I was able to become a homeowner in 2011 and I give a huge amount of credit to following advice from these forums for both repair and strengthening my credit files.

 

Edit to add: And I fully agree with your decision to let him do it for himself and not accept personal responsibility by putting the utilities in your name.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL


Take the FICO Fitness Challenge

Message 24 of 70
drkaje
Senior Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees

@ HOH,

 

Only right response!? Just be glad it didn't read "Just broke up with BF due to raggedy credit!". Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 25 of 70
FrugalRican
Blogger

Re: Boyfriend wants to sign up for utility - gets hit with security fees

Or that it didn't read "He didn't pay utility bills, how do I PFD this?"

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 26 of 70
honeybunnygal
Regular Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees


@FrugalRican wrote:

Or that it didn't read "He didn't pay utility bills, how do I PFD this?"



^^This would be worse. I wouldn't use a credit score as an overall barometer of a relationship...but mama didn't raise no fool, either. 

Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791
Message 27 of 70
drkaje
Senior Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees


@FrugalRican wrote:

Or that it didn't read "He didn't pay utility bills, how do I PFD this?"


Wouldn't be the first post of its kind. Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 28 of 70
oracles
Valued Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees

Stand by your man, but stand by your credit first.

 

Dont be no fool, he will survive

Message 29 of 70
drkaje
Senior Contributor

Re: Boyfriend wants to sign up for utility - gets hit with security fees


@oracles wrote:

Stand by your man, but stand by your credit first.

 

Dont be no fool, he will survive


You can always find another man. It takes 7 years for a late payment to fall off, LOL!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 30 of 70
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.