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Regular Contributor
Posts: 144
Registered: ‎03-26-2009
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Broken Lease

Me and my wife are getting a divorce in Texas.We had a home that we were leasing.We separated and my wife left the home before our lease was up.Now we both have a collection of $5000.00 on our credit reports.Since she has terrible credit she said would assume this debt.Is it possible to put that in our divorce decree and have this collection deleted from my report?

Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009
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Re: Broken Lease


cdub69 wrote:

Me and my wife are getting a divorce in Texas.We had a home that we were leasing.We separated and my wife left the home before our lease was up.Now we both have a collection of $5000.00 on our credit reports.Since she has terrible credit she said would assume this debt.Is it possible to put that in our divorce decree and have this collection deleted from my report?


Yes ... and no.

 

While it certainly is feasible to have the divorce decree to find her liable for the debt, this canot bind the original creditor.  Unless the original creditor agrees to remove you from the account / debt, there is, unfortunately, not much you can do to get this off of your credit report.

IAALBNYL
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