Took me about four months after getting married to wrestle my wifes finances away from her. She was in the five digits when it came to her debt.
After implementing the Snowball Effect that Dave Ramsey loves so much and actually doing it, after one year and two months my wife is making her final payment on her car tomorrow after she got all her credit cards down.
Now, to google this snowball effect of which you speak...
How resistant was she to your helping her get out of debt that you had to "wrestle" her finances away from her?
Cap1 Venture: $18K | Amex BCE: $15K | NFCU CR: $15K | Wells Fargo: $11K | Cap1 Savor: 10K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | Discover IT: $6K | Sportsman's Guide: $5.9K | NRA: $5.5K | Legacy Visa: $2.75K | Elan Plat: $2.3K | Cap1 PS: 2K | Cabela's: $1K
Current Scores: EQ: 725 | TU: 741 | EX: 708
Congratulations! Awesome! I used the DR snowball to get rid of my debts like 2 years ago and it is such a good feeling to be debt-free and living below my means. I applaud you for leading your wife to a better financial situation. It will just give you so many options when you do not have to worry about the burden of debt.
Very. She said she didn't want me to judge her. Which wasn't the case, lol.