My case is very complicated, but I will try to explain as much as possible!
My wife's credit was maxed out from her father while she was with me in Europe, since he was trying to open businesses without her authorization, ofc trusting your father is no sin, but he had her ssn and playdrize her signature, so he can get loans and business since the Business was as a joint account.
But being in Europe with me for 3 years, he put her in debt for 60k. And now we came in USA, for 3 years I have good score , but her score is not so good.
She changed her last name to Mine, i have heard/read that after getting married changing last name, there is possible chance that her past credit debt would be clean if she changes her last name on SSN/Passport.
How true is that, or is there anybody can recommend me anything regards to this dumb situation that i am at! except getting lawyer and putting my father in law in jail for the credit abusement he did to her child!?