Reply
Senior Contributor
Posts: 3,889
Registered: ‎05-24-2011
0

Re: Child Support :)

[ Edited ]

Oregon's child support laws are horrible and always support the mother and **bleep** over the father.  We were buying our first house 9 years ago, closed and everything.  The next day when they went to fund the loan, the child support division put a lien on my husband.  The took back the keys, had to return the new appliances.  I was hugely pregnant and it was the worst thing in the world.  I still have PTSD from that situation.  Which is why this time, DH is NOT going to be on the loan so this doesn't happen again.

 

His daughter turned 18 a year and a half ago and child support was stopped.  He almost got caught in in arrears, and then the daughter decides to go to college.  She was able to "restart" the child support simply by verifying she was in college.  NOTHING we can do about it.  She can stop/start this until she turns 21 which will be 12/2012.

 

There is currently nothing child-support related on his credit and that judment has long since expired.  But STILL.

 

 

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Highlighted
Senior Contributor
Posts: 3,626
Registered: ‎10-13-2009
0

Re: Child Support :)


Booner72 wrote:

Oregon's child support laws are horrible and always support the mother and **bleep** over the father.  We were buying our first house 9 years ago, closed and everything.  The next day when they went to fund the loan, the child support division put a lien on my husband.  The took back the keys, had to return the new appliances.  I was hugely pregnant and it was the worst thing in the world.  I still have PTSD from that situation.  Which is why this time, DH is NOT going to be on the loan so this doesn't happen again.

 

His daughter turned 18 a year and a half ago and child support was stopped.  He almost got caught in in arrears, and then the daughter decides to go to college.  She was able to "restart" the child support simply by verifying she was in college.  NOTHING we can do about it.  She can stop/start this until she turns 21 which will be 12/2012.

 

There is currently nothing child-support related on his credit and that judment has long since expired.  But STILL.

 

 


Unfortunately, It is not just Oregon. 

 

Child support laws and enforcement have pretty much done an about face in almost every state.  Twenty-five years ago enforcement was practically zilch, if anything appeared on your credit report creditors usually didn't care and at least family courts would pretend they considered the non-custodial parent's input.  Not today.

 

And you can count on pigs flying before it gets easier.  In the not-so-distant future look for the Passport Denial Program, which originally began at $5k and has recently dropped to $2.5k, to drop even further.   

 

Child support is the worst kind of debt to have problems with.

IAALBNYL
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.