Reply
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Credit Score and Dating....


09Lexie wrote:

eviLution wrote:

I really don't look for much in a girl. She just needs to be a part of NFCU so I can join too!


Shaking my head! 


:catembarrassed:


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
Posts: 727
Registered: ‎01-13-2013
0

Re: Credit Score and Dating....

Love the taking my heels off...part :smileywink:

What she is also trying to say is that a guy w bad credit is irresponsible, and it is a bad sign of what he can also do or did with his life. Credit history stays in a computer for 10 but cheating or stealing is not so " easy" to find out. Even into yeara of marriages. I think having an ok credit and up should not bother anyone. Bad credit yes
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Credit Score and Dating....

Can a girl really see herself being proposed to by a guy that is financially unstable? You can't really see that with a guy that's not putting much effort into his future. If anything, you're gonna be engaged with this guy for 5 years and then he adds on another 5 years because he's not handling his expenses right.

 

That means no house, no reliable car, and he probably won't be able to provide for your future kids.

 

It's not wrong to run away at all. It's best that you should run away as fast as you can before he knocks you up because he knows you got good credit. :catwink:


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Established Contributor
Posts: 554
Registered: ‎09-28-2012
0

Re: Credit Score and Dating....

[ Edited ]

I wouldn't mind being asked as long as I don't get the goldigger feeling from it.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Credit Score and Dating....

I have to disagree....this is insane. What has the world come to? Years ago it was all the hype about basing relationships on "LOOKS" and now we are pulling credit reports?? Talk about a materialistic relationship!! WOW I would NEVER EVER want to have to support a woman like that!! 

I mean do we not take into account WHY this guy has bad credit??? Or is it now that if someone has poor credit you are less of a person? Life is full of its ups and downs and can afffect ANYONE - let me tell you folks, when you start judging others based on such superficial things...be prepared to meet....KARMA!!! 

*8/10/13
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Credit Score and Dating....


eviLution wrote:

Can a girl really see herself being proposed to by a guy that is financially unstable? You can't really see that with a guy that's not putting much effort into his future. If anything, you're gonna be engaged with this guy for 5 years and then he adds on another 5 years because he's not handling his expenses right.

 

That means no house, no reliable car, and he probably won't be able to provide for your future kids.

 

It's not wrong to run away at all. It's best that you should run away as fast as you can before he knocks you up because he knows you got good credit. :catwink:


+1. This is exactly right. It gives you an idea of what she'll have to deal with if they get married. Dating is one thing, but having a husband with screwed up credit makes a lot of other things in life a lot harder.

 

If you're not financially compatible and both on the same page, the relationship is a disaster waiting to happen. This isn't a fairy tale when love conquers all and nothing else matters. Real life is a lot more complicated than that.

 

The challenges faced by people today are difficult enough with 2 people working towards a similar goal. When you have 1 working towards it and the other is a boat anchor, difficult becomes virtually impossible. There's nothing wrong with wanting to avoid that scenario.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Community Leader
Senior Contributor
Posts: 26,763
Registered: ‎02-07-2013
0

Re: Credit Score and Dating....

Its ok until divorce and she wants half the miles and rewards points.....:womansurprised:



+ Chase Ink =

Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Credit Score and Dating....


dodfire wrote:

I have to disagree....this is insane. What has the world come to? Years ago it was all the hype about basing relationships on "LOOKS" and now we are pulling credit reports?? Talk about a materialistic relationship!! WOW I would NEVER EVER want to have to support a woman like that!! 

I mean do we not take into account WHY this guy has bad credit??? Or is it now that if someone has poor credit you are less of a person? Life is full of its ups and downs and can afffect ANYONE - let me tell you folks, when you start judging others based on such superficial things...be prepared to meet....KARMA!!! 


Completely disagree with this, and it's not about materialism. This isn't dating in your teens. If you're a woman who is say 25-30, having to deal with his crappy credit for the next 5-10 years makes things like starting a family (and having a place large enough to start one in) can be a deal-breaker. There's nothing shallow in wanting to be a mother who is able to provide certain things for her child.

 

She can't control what her husband does after they get married, but she can definitely have a good look beforehand and decide whether she wants to be a part of that. That's what intelligent people do. The stupid pretend it doesn't exist and therefore doesn't matter.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Frequent Contributor
Posts: 338
Registered: ‎01-16-2013
0

Re: Credit Score and Dating....


dodfire wrote:

_jb_ wrote:

Nothing wrong with that. I have read several articles recently talking about how the new thing is asking about a person's credit on a first date. Seems like good motivation to get your financials in order.


So, you are saying......

<snip>

No. Those are extenuating circumstances.


Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 777, myFICO TU: 789, myFICO EX: 787
My Wallet: Chase Freedom, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Credit Score and Dating....

We all know that life is full of ups and downs, but I'd prefer to be with someone who actually tries to get back up instead of just laying there.

 

If the person have tons of collections and don't ever plan on paying back. Guess what? They're gonna end up borrowing from you and can you guess who's not gonna get their money back? lol


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.