12-14-2013 08:40 AM
Since no one stated the obvious: OP should stop gambling, too.
You're right. I should stop. Or at least not encourage it.
I have never gambled on my own. If I'm at a casino, I gamble. If I'm not, I don't. I don't look for it. DH does. But if we have a little extra to have fun with, we go. Gambling is all around me. It's our fun. I even used to work as a dealer.
DH has been golden when it comes to giving me his weekly share of the finances. It's when he digs for the money that ends up hurting. He does have a problem. The positive thing is that his actions now are nothing compared to before. The negative is that he still does it. He found a way to pay for his cash advance, so issue solved for now. I dread the day he does it again.
12-14-2013 09:02 AM
Think of gambling as alcoholism. For most people it's nice to have a gamble every now and then, but they will not miss it when they go without it for weeks or months.
In your DH's case, it has become an addiction. And, just like with alcohol, you can't have 'just one gamble'. It always progresses into more. The consequences are just as severe: (financial) ruin, lost relationships, etc.
So he needs to quit gambling altogether, and frankly so should you. If we were talking alcohol, you would not have a drink in front of him, so don't do the same with gambling.
And, as it is a true addiction and disease, seek help. He may not be there yet, as acknowledging is the first step of the solution, but keep bringing it up with him, he may start to realize it.
01-06-2014 05:43 PM
I like to gamble. I even have the Total Rewards Visa so I can save up extra comps for meals, etc. for when I go. However, I am in complete control of myself. I never spend money needed for bills or savings and I stop when I know it's time to stop. It sounds like your husband has a very addictive personality and he's become addicted to the dopamine rush that comes from gambling. It's basically a drug dependency on the chemicals being produced by his brain. The best way to handle it is to redirect him toward something else that can give him that kind of rush. One good option would be sports and exercise. Those kinds of activities produce dopamine, appeal to people with competitive energies, and produce positive physical results.
01-06-2014 11:33 PM - edited 01-06-2014 11:34 PM
Once you deal with the addiction, then you can focus on the debt. Start by writing out a list of everyone you owe. Some of your gambling debt may be on credit cards . You may have overdrafted bank accounts. Or, you may even owe casinos. Put all the debts you can think of on the list. If you learn of new gambling debts, add them to the list. The key is to know who and how much you owe so you can take action.
01-07-2014 09:33 AM
In the situation you and your husband are finding yourselves in, it might be best to seek help. http://www.ncpgambling.org/i4a/pages/index.cfm?pag
01-07-2014 09:55 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.