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Regular Contributor
Posts: 1,001
Registered: ‎04-17-2015
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Re: Credit scores and relationship

Well, it is certainly disconcerting when you realize we're a nation pushing nearly a trillion dollars in consumer credit card debt alone. And while there is marginal improvement in the economy, wage growth remains sluggish @ best. As a result, even those of us who engage in responsible money management can and are nonetheless stifled by barriers of economic stagnation. As for dating, well.... lets just say nothing is ever truly black and white and 'everyone' has a backstory.

 

Quote: Most likely credit scores are a good way to determine trustworthiness and other personality traits. So before you ask someone out, ask for their credit scores first and potentially save yourself from a painful breakup in the not so far future!

 

LOL! Trustworthiness AND other personality traits.... well okay.

 

Besides as a general point, one could argue society is merely taking after our dear ole 'Uncle'.

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Posts: 17,529
Registered: ‎12-30-2011

Re: Credit scores and relationship

[ Edited ]

Hahaha, so I was looking through Plenty of Fish for the helluva it, and saw a member who posted an EX FICO 8 score with history: 843 currently but I looked back and saw the magic 850!

 

Thought of this thread after laughing about it, and yes I did message her though I sorta doubt I'll get a response.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Senior Contributor
Posts: 7,051
Registered: ‎04-11-2016
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Re: Credit scores and relationship

[ Edited ]

That's funny stuff, Rev.  Definitely let us know if you hear back!

Senior Contributor
Posts: 7,051
Registered: ‎04-11-2016

Re: Credit scores and relationship

I'm down with a woman disclosing her 800+ scores. To me, that's pretty darn sexy... 😋
Established Contributor
Posts: 1,005
Registered: ‎01-16-2017

Re: Credit scores and relationship

These are all averages.  They don't take into consideration why someone's score was low. I wouldn't base a relationship based on someone's credit score.  If the reason for the low credit score is due to the, can't holding a job or some sort of addiction that is going to be problematic,  

January 15 2017 Experian 527 Transunion 528 Equifax 529
August 1 2017 Experian 702, Transunion 711, Equifax 715

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Posts: 17,529
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Re: Credit scores and relationship


BrutalBodyShots wrote:

That's funny stuff, Rev.  Definitely let us know if you hear back!


Heh I did not, but I'm considering doing similar as an experiment if my tax lien comes off in July.  Not a deadbeat yo!

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Registered: ‎05-17-2016
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Re: Credit scores and relationship

Oh hell, guess I'll chime in. I believe a persons character has probably little to do with a credit score. It's been my experience that you could be on either side of the credit score spectrum and be a p.o.s., or a worth-while human being. In my twenties and early thirties, I was very uneducated about finances and the importance of credit. Money controlled me, until one day I found this site and began to teach myself and grow my understanding and respect for money. At this point in life, I am in control of my finances and have a very good score as well as investments, a home and nice cars. I am saying all this to say, through my 20'-30's my fico scores were always low-to mid 500's and mid 700's, but who I am as a person has not changed, just my philosophy on how I treat money and credit. As for relationships, I think the conversation to be had is far less about score and more about how that prospective person treats your money as well as their own.

Began my personal credit Renaissance April 2014 with scores I the 590's, thanks to all your experiences myfico - all mortgage scores in the 730's.
Valued Contributor
Posts: 2,183
Registered: ‎04-01-2015
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Re: Credit scores and relationship


Revelate wrote:

BrutalBodyShots wrote:

That's funny stuff, Rev.  Definitely let us know if you hear back!


Heh I did not, but I'm considering doing similar as an experiment if my tax lien comes off in July.  Not a deadbeat yo!


Hey - you could become a sugar daddy.

Fico 8: .......EQ 850 TU 850 EX 850 (3/2017)
Fico 9: .......EQ 850 TU 850 EX 850 (3/2017)
Fico 4 .....:. EQ 804 TU 823 EX 830 (3/2017) EX Fico 98: 839 (3/2017)
VS 3.0:...... EQ 832 TU 832 EX 832 (3/2017)
Fico 8 BC:. EQ 887 TU 899 EX 900 (3/2017)
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950 (4/2017)
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Posts: 17,529
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Re: Credit scores and relationship

[ Edited ]

Thomas_Thumb wrote:

Revelate wrote:

BrutalBodyShots wrote:

That's funny stuff, Rev.  Definitely let us know if you hear back!


Heh I did not, but I'm considering doing similar as an experiment if my tax lien comes off in July.  Not a deadbeat yo!


Hey - you could become a sugar daddy.


Haha, I actually for giggles looked what that would cost a couple of weeks ago... suffice to say it really isn't cost effective for my economic strata, and there are some mindblowingly baffling ideas people have out there when it comes to the whole sugar daddy or mommy / sugar baby thing.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Regular Contributor
Posts: 203
Registered: ‎09-12-2017
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Re: Credit scores and relationship

Look at her she's a perfect 10 well her credit score is 525 ahaha when does the madness end? btw I was having fun back there. Smiley Happy lol

Total CL $101,850 w/PayPal Credit In the garden until 2019. Smiley Happy

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