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Credit scores and relationship

Valued Contributor

Re: Credit scores and relationship

I imagine the topic of money would pop up to pay for the date meal.

 

Message 11 of 31
New Contributor

Re: Credit scores and relationship

Very interesting.

 

Funny enough, when I met my wife her credit was in shambles mainly because she understand how finacnce, credit, etc worked. She just spent money like college girl would. Once I started teaching her and helping her out with her credit she started to understand how important the whole game is. I came to the conclusion that most of America's parents/educators/schools have screwed up by not taking more time to teach teenagers about this stuff. I know I wasn't taught by my parents or anybody else. I had to learn the hard way and educate myself from that. Seems like it should be a higher focus for high school, IMO.  

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Message 12 of 31
Valued Contributor

Re: Credit scores and relationship

I think if you pay close attention it is easy to figure out someone's financial health in a better way than asking them their credit score.  ^_^

 

Are they organized, do they keep a check register of some kind, are they living paycheck to paycheck, do they have a savings account, all these things are really good indicators of whether or not you are financially compatible with someone.


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Message 13 of 31
Super Contributor

Re: Credit scores and relationship


lowkeyorca wrote:

I think if you pay close attention it is easy to figure out someone's financial health in a better way than asking them their credit score.  ^_^

 

+1

12/08/2017 FICO: EQ 843 TU 849 EX 844
Message 14 of 31
Valued Contributor

Re: Credit scores and relationship

I don’t know. More than half of Americans (58%) say they wouldn’t marry someone with significant debt. As money is merely a symptom, not the problem, skies aren’t looking entirely clear! Have you seen the charming Love & Taxes?

Message 15 of 31
Established Contributor

Re: Credit scores and relationship


vanillabean wrote:

I don’t know. More than half of Americans (58%) say they wouldn’t marry someone with significant debt. As money is merely a symptom, not the problem, skies aren’t looking entirely clear! Have you seen the charming Love & Taxes?


 Interesting read...  Also interesting to note that despite all the talk , 69% of women prefer NOT to be the main provider of the family and prefer their partner to at least pay half of all the bills.

 

 Besides that, I really think it depends on the KIND of debt a person has...  A reasonable mortgage and car payment to me are NOT the same thing as have having your credit cards maxed out constantly because you wanted new furniture or a 60" TV or spend $300 on your hair every two weeks.

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Message 16 of 31
Valued Contributor

Re: Credit scores and relationship


Dalmus wrote:

vanillabean wrote:

I don’t know. More than half of Americans (58%) say they wouldn’t marry someone with significant debt. As money is merely a symptom, not the problem, skies aren’t looking entirely clear! Have you seen the charming Love & Taxes?


 Interesting read...  Also interesting to note that despite all the talk , 69% of women prefer NOT to be the main provider of the family and prefer their partner to at least pay half of all the bills.

 

 Besides that, I really think it depends on the KIND of debt a person has...  A reasonable mortgage and car payment to me are NOT the same thing as have having your credit cards maxed out constantly because you wanted new furniture or a 60" TV or spend $300 on your hair every two weeks.


Curious what talk you're referring to...


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Message 17 of 31
Established Contributor

Re: Credit scores and relationship

I'd be happy to elaborate via PM if you'd like. I'm not going to elaborate in this thread. I don't want to accidentally set off a gender/political discussion. I wasn't trying to state an opinion either way, just was legitimately interested in that stat and if anything else could be extrapolated from it.

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Message 18 of 31
Valued Contributor

Re: Credit scores and relationship

Yes, please PM me. I am a woman, and I'd bet money you are a bit mislead on 'that whole talk'. Smiley Happy


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Message 19 of 31
Established Contributor

Re: Credit scores and relationship


lowkeyorca wrote:

Yes, please PM me. I am a woman, and I'd bet money you are a bit mislead on 'that whole talk'. Smiley Happy


 Wouldn't be the first time I was wrong on something, and I always welcome healthy conversation on any subject.  Smiley Happy

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Message 20 of 31