cancel
Showing results for 
Search instead for 
Did you mean: 

Do you give friends/family credit advice?

Established Contributor

Re: Do you give friends/family credit advice?

Mom wanted help so recently I have been showing her what I've learned and she has done very well but that's only cause she wanted to be an AU and I said no way lol. Smiley LOL

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 71 of 79
Regular Contributor

Re: Do you give friends/family credit advice?

I told me dad about the Chase Amazon Prime card. He uses Amazon for everything. I let him know I received a $100 SUB and he said it only offered him $20. He checked daily for a two weeks and applied when it raised to $70.

 

He's happy with the cashback!


Goals: FICO of 800+
Garden Club Member: 12/2017 until 12/2018
As of 02/2018: EX09 787 | EX08 762 | TU08 761 | EQBank08 770
Message 72 of 79
Regular Contributor

Re: Do you give friends/family credit advice?

To the OP: Yeah, I can't shut my mouth about it. I bug my family and friends all the time on how to and why they should boost their credit ratings. Some are interested and I'm actually helping them out but the majority just look at me and nod with those blanks stares... haha!
Message 73 of 79
Frequent Contributor

Re: Do you give friends/family credit advice?


masscredit wrote:

... Like they say, you can lead a horse to water but you can't make him drink. 

 

 

 


I only give credit advice to friends, family and coworkers that I could actually hug without fear of them misunderstanding my intentions.

 

All the others might miss the point.

 

 

 

 

Message 74 of 79
Valued Contributor

Re: Do you give friends/family credit advice?

A friend sent me a screen shot of his Credit Karma scores last night and praised the advice that I gave him.  I know, Credit Karma... Baby steps here!  Smiley Happy 

Cap 1 - $23,000 / Lowe’s - $17,000 / Barclay Rewards - $15,000 / Capital 1 - $15,000 / Walmart - $15,000
Cap 1 - $12,000 / PenFed - $10,000 / JC Penney - $10,000 / Discover IT - $6000 / Barclay Apple Rewards - $5400
Merrick - $2400 - Total - $130,800

EQ - 745 / TU - 738 / EX - 740
Message 75 of 79
Highlighted
Contributor

Re: Do you give friends/family credit advice?

Over the years I’ve tried to talk to my husband about credit. He doesn’t even have a score. I show him my scores and cards to try and convince him that credit is not a bad thing.

Gardening until 6/6/2018
Message 76 of 79
Frequent Contributor

Re: Do you give friends/family credit advice?

Friends/family/and co-workers have all requested my assistance. Everything from how to pull their free CR to removing the baddies. 


Message 77 of 79
Member

Re: Do you give friends/family credit advice?

Not really.  I bring up the topic of credit cards every now and then, but it seems like everyone I know isn't really interested in such a conversation.  

Discover Cashback-$7k
Capital One Quick Silver-$10k
USAA Limitless Visa-$12.5k
USAA Cashback Rewards Plus Amex-$12k
Amazon Store Card-$2.9k
USAA Rate Advantage-$8k
USAA Rewards-$2.9k
Message 78 of 79
Valued Member

Re: Do you give friends/family credit advice?

99% of people use credit cards wrong and have only seen them used wrong. So they have no interest in Credit Cards. They're just evil plastic cards that must be cut up. If someone does want to listen I can go on for days though.


EQ 810, TU 814, EX 791
Message 79 of 79