cancel
Showing results for 
Search instead for 
Did you mean: 

Does wife's bad score affects on the husband's score if the only have a chk acc together

Established Member

Does wife's bad score affects on the husband's score if the only have a chk acc together

Hello

 

So my friend recently got married but his wife has bad credit score. We were discussing if getting a checking account and filing the taxes together can harm his credit score? So I thought you guys might know something about that?

And if they file taxes together (he is on 1099) is he responsible for her's debt?

























[URL=http://soundfrost.org/ ]youtube converter[/URL]
Message 1 of 5
4 REPLIES
Valued Contributor

Re: Does wife's bad score affects on the husband's score if the only have a chk acc together


chrisMK wrote:

Hello

 

So my friend recently got married but his wife has bad credit score. We were discussing if getting a checking account and filing the taxes together can harm his credit score? So I thought you guys might know something about that?

And if they file taxes together (he is on 1099) is he responsible for her's debt?


as long as he has no loans, lines of credits or cc's with her his credit will not be affected. if he cosigns something and she defaults it would hurt him. 

 

(im not sure about him being responsible for her debt) but i dont think he can be held liable. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 2 of 5
Established Member

Re: Does wife's bad score affects on the husband's score if the only have a chk acc together

Thanks for the reply.
About the debt, from what I read so far, there are controversies but there more people mentioned they cut on your joint taxes, but considering the benefits of filing together is worth it if it's not a huge debt.
(Just in case u were intrested) Smiley Happy
























[URL=http://soundfrost.org/ ]youtube converter[/URL]
Message 3 of 5
Established Member

Re: Does wife's bad score affects on the husband's score if the only have a chk acc together

There are more people that...*
(Sry I was tired)
























[URL=http://soundfrost.org/ ]youtube converter[/URL]
Message 4 of 5
Valued Contributor

Re: Does wife's bad score affects on the husband's score if the only have a chk acc together

If they live in a community property state, he may be responsible for her debt.

Good Luck
May all your dreams and wishes become a reality!
Message 5 of 5